
Shop without using credit
Spencer's TV & Appliances has partnered with Kafene to offer a flexible, lease-to-own solution to help you take home the products you need.
Apply NowÂStep 1
Apply in Minutes
Choose a store and share some basic information about yourself to get started. No credit history is required, and applying will not impact your score.




Step 2
Get Approved in Seconds!
Our powerful technology will match you to a lease up to $5,000 instantly. Plus, you'll get customized lease pricing options unique to your needs.
Step 3
Lease What You Love
Work with your sales associate to pick out your product(s) and start enjoying them as soon as today! Kafene's flexible terms make it easy to find the option that's right for you.



